Financial health has at least two dimensions: economic stability and psychological well-being. The ‘worried wealthy’ and ‘carefree spendthrifts’ are examples of what can happen when someone is weak on just one of these two dimensions. In this talk, educators will learn how to recognize the signs of a healthy – or unhealthy financial mindset, as well as targeted coaching strategies to help students develop a mindset that supports both wealth and well-being.

Financial advisors know how hard it is to motivate actual behavior change, especially when emotion trumps logic, as it so often does. Crossing the line from fiduciary to counselor is a daunting step, but a basic understanding of financial psychology can be an incredible differentiator in your practice. In this session, you will learn how to help your clients 1) uncover and challenge core beliefs that may lead them to financial self-sabotage, 2) choose strategies that meet their needs while also reducing expenses, and 3) identify their most valuable resources and turn them into assets.

The United States is undergoing the largest wealth transfer in history as over $70 trillion is passed to the next generation. This talk overviews some of the emotional and cultural dynamics that come into play when families navigate wealth transfers, and how you can help them ease the transition through communication and family governance practices.